{"id":17641,"date":"2019-11-18T14:55:12","date_gmt":"2019-11-18T14:55:12","guid":{"rendered":"https:\/\/www.finler.nl\/sparen\/?post_type=product&#038;p=17641"},"modified":"2026-07-17T15:44:23","modified_gmt":"2026-07-17T13:44:23","slug":"asn-ideaalsparen","status":"publish","type":"product","link":"https:\/\/www.finler.nl\/spaarrente\/asn-sparen\/","title":{"rendered":"ASN Sparen"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row][vc_column woodmart_css_id=&#8221;67b1cfad29e03&#8243; parallax_scroll=&#8221;no&#8221; woodmart_sticky_column=&#8221;false&#8221; wd_collapsible_content_switcher=&#8221;yes&#8221; wd_collapsible_content_max_height=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidW5pdCI6InB4IiwidmFsdWUiOiI0NTAifSwidGFibGV0Ijp7InVuaXQiOiJweCIsInZhbHVlIjoiIn0sIm1vYmlsZSI6eyJ1bml0IjoicHgiLCJ2YWx1ZSI6IiJ9fX0=&#8221; wd_collapsible_content_fade_out_color=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidmFsdWUiOiIjZmZmIn19fQ==&#8221; wd_column_role_offcanvas_desktop=&#8221;no&#8221; wd_column_role_offcanvas_tablet=&#8221;no&#8221; wd_column_role_offcanvas_mobile=&#8221;no&#8221; wd_column_role_content_desktop=&#8221;no&#8221; wd_column_role_content_tablet=&#8221;no&#8221; wd_column_role_content_mobile=&#8221;no&#8221; mobile_bg_img_hidden=&#8221;no&#8221; tablet_bg_img_hidden=&#8221;no&#8221; woodmart_parallax=&#8221;0&#8243; woodmart_box_shadow=&#8221;no&#8221; responsive_spacing=&#8221;eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zcGFjaW5nIiwic2VsZWN0b3JfaWQiOiI2N2IxY2ZhZDI5ZTAzIiwic2hvcnRjb2RlIjoidmNfY29sdW1uIiwiZGF0YSI6eyJ0YWJsZXQiOnt9LCJtb2JpbGUiOnt9fX0=&#8221; mobile_reset_margin=&#8221;no&#8221; tablet_reset_margin=&#8221;no&#8221; wd_z_index=&#8221;no&#8221;][vc_column_text css=&#8221;.vc_custom_1782817088511{margin-bottom: 20px !important;}&#8221; woodmart_inline=&#8221;no&#8221; text_larger=&#8221;no&#8221;]<\/p>\n<h3>Mogelijkheden<\/h3>\n<p>ASN Sparen is een flexibele spaarrekening van ASN Bank, gericht op duurzaam sparen. Je kunt op elk moment geld storten of opnemen, zonder minimuminleg. De rente is variabel en afhankelijk van het saldo:<\/p>\n<ul>\n<li>1,30% voor saldi tot \u20ac25.000;<\/li>\n<li>1,20% voor het deel tussen \u20ac25.000 en \u20ac100.000;<\/li>\n<li>1,00% voor het deel boven \u20ac100.000.<\/li>\n<\/ul>\n<p>De rente wordt maandelijks uitgekeerd. Je beheert je rekening online via de <em>ASN App<\/em> of <em>ASN Online Bankieren<\/em>.<\/p>\n<h3>Beperkingen<\/h3>\n<p>Om <em>ASN Ideaalsparen<\/em> te openen is een betaalrekening bij ASN Bank vereist. Hiermee kun je twee spaarrekeningen openen. Heb je geen betaalrekening, maar wel een ander product bij ASN Bank, dan betaal je \u20ac3,20 per maand voor \u00e9\u00e9n of meer spaarrekeningen.<\/p>\n<p>Het is ook mogelijk om de spaarrekening op twee namen te zetten, zodat je gezamenlijk kunt sparen. In dat geval moeten beide rekeninghouders een betaalrekening bij ASN Bank hebben.<\/p>\n<h3>Spaarpotjes<\/h3>\n<p>Met <em>ASN Ideaalsparen<\/em> kun je digitale spaarpotten aanmaken. Hiermee verdeel je je spaargeld over verschillende doelen, zoals een vakantie of een verbouwing. In de app of via online bankieren ga je naar je spaarrekening en vervolgens naar de tab <em>spaarpotten<\/em>. Daar kun je 40 potjes aanmaken, elk met een eigen naam, afbeelding en doelbedrag.<\/p>\n<h3>Nederlandse depositogarantie<\/h3>\n<p>ASN Bank is onderdeel van de Volksbank N.V. De Volksbank opereert onder \u00e9\u00e9n bankvergunning. Hierdoor geldt de depositogarantie van \u20ac100.000 voor het totaal van je tegoeden bij ASN Bank, RegioBank en BLG Wonen samen.<\/p>\n<p>Heb je een en\/of-rekening met iemand anders? Dan heeft elke rekeninghouder recht op \u20ac100.000 garantie, wat neerkomt op een gezamenlijke bescherming tot \u20ac200.000.[\/vc_column_text]<div id=\"wd-67b4b83129c07\" class=\" wd-rs-67b4b83129c07  wd-button-wrapper text-center wd-collapsible-button\"><a  class=\"btn btn-style-bordered btn-shape-semi-round btn-size-default meer-content\">Lees meer over dit product<\/a><\/div>[\/vc_column][\/vc_row][vc_row woodmart_css_id=&#8221;6a32b7285dc0f&#8221; responsive_spacing=&#8221;eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zcGFjaW5nIiwic2VsZWN0b3JfaWQiOiI2YTMyYjcyODVkYzBmIiwic2hvcnRjb2RlIjoidmNfcm93IiwiZGF0YSI6eyJ0YWJsZXQiOnt9LCJtb2JpbGUiOnt9fX0=&#8221; mobile_bg_img_hidden=&#8221;no&#8221; tablet_bg_img_hidden=&#8221;no&#8221; woodmart_parallax=&#8221;0&#8243; woodmart_gradient_switch=&#8221;no&#8221; woodmart_box_shadow=&#8221;no&#8221; wd_z_index=&#8221;no&#8221; woodmart_disable_overflow=&#8221;0&#8243; row_reverse_mobile=&#8221;0&#8243; row_reverse_tablet=&#8221;0&#8243;][vc_column][vc_separator color=&#8221;custom&#8221; 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wd_collapsible_content_switcher=&#8221;yes&#8221; wd_column_role_offcanvas_desktop=&#8221;no&#8221; wd_column_role_offcanvas_tablet=&#8221;no&#8221; wd_column_role_offcanvas_mobile=&#8221;no&#8221; wd_column_role_content_desktop=&#8221;no&#8221; wd_column_role_content_tablet=&#8221;no&#8221; wd_column_role_content_mobile=&#8221;no&#8221; mobile_bg_img_hidden=&#8221;no&#8221; tablet_bg_img_hidden=&#8221;no&#8221; woodmart_parallax=&#8221;0&#8243; woodmart_box_shadow=&#8221;no&#8221; responsive_spacing=&#8221;eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zcGFjaW5nIiwic2VsZWN0b3JfaWQiOiI2N2I3YzM3YTdiZDFlIiwic2hvcnRjb2RlIjoidmNfY29sdW1uIiwiZGF0YSI6eyJ0YWJsZXQiOnt9LCJtb2JpbGUiOnt9fX0=&#8221; mobile_reset_margin=&#8221;no&#8221; tablet_reset_margin=&#8221;no&#8221; wd_z_index=&#8221;no&#8221; wd_collapsible_content_max_height=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidW5pdCI6InB4IiwidmFsdWUiOiIyNjAifSwidGFibGV0Ijp7InVuaXQiOiJweCIsInZhbHVlIjoiIn0sIm1vYmlsZSI6eyJ1bml0IjoicHgiLCJ2YWx1ZSI6IiJ9fX0=&#8221;]\n\t\t<ul class=\" wd-rs-67c37731b0406 wd-list wd-wpb color-scheme- wd-fontsize-s wd-type-icon wd-style-rounded text-left wd-shape-icon \" id=\"wd-67c37731b0406\">\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.finler.nl\/betaalrekening\/asn-bankrekening\/\" title=\"\">\n\t\t\t\t\t\t\t\t<u>ASN Betaalrekening<\/u> verplicht\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tLagere rente boven \u20ac25.000\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tGeen duurzaam\/groen sparen\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tMax. 2 rekeningen p.p.\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t\t<div id=\"wd-67b1d5a7e4454\" class=\" wd-rs-67b1d5a7e4454  wd-button-wrapper text-left wd-collapsible-button\"><a  class=\"btn btn-style-link btn-shape-rectangle btn-size-default meer-pro-cons btn-icon-pos-right\">Bekijk meer nadelen<span class=\"wd-btn-icon\"><span class=\"wd-icon fas fa-angle-down\"><\/span><\/span><\/a><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>ASN Sparen is voor mensen die willen sparen bij een duurzame bank. De rente is variabel en je kunt op ieder moment geld storten of opnemen. Naast sparen doe je n\u00f3g iets goed: zonder dat het je iets kost, steun je automatisch duurzame projecten.<\/p>\n","protected":false},"featured_media":19725,"template":"","meta":{"_acf_changed":false},"product_brand":[],"product_cat":[15,2076],"product_tag":[],"class_list":["post-17641","product","type-product","status-publish","has-post-thumbnail","product_cat-spaarrekening","product_cat-groene-spaarrekening","pa_bank-asn-bank","first","instock","shipping-taxable","product-type-external"],"acf":[],"permalink_manager":null,"_links":{"self":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product\/17641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/media\/19725"}],"wp:attachment":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/media?parent=17641"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_brand?post=17641"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_cat?post=17641"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_tag?post=17641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}