{"id":17727,"date":"2019-11-18T15:11:50","date_gmt":"2019-11-18T15:11:50","guid":{"rendered":"https:\/\/www.finler.nl\/sparen\/?post_type=product&#038;p=17727"},"modified":"2026-07-17T14:15:31","modified_gmt":"2026-07-17T12:15:31","slug":"rabo-deposito","status":"publish","type":"product","link":"https:\/\/www.finler.nl\/spaarrente\/rabo-deposito\/","title":{"rendered":"Rabo Deposito"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column woodmart_css_id=&#8221;67b1cfad29e03&#8243; parallax_scroll=&#8221;no&#8221; woodmart_sticky_column=&#8221;false&#8221; wd_collapsible_content_switcher=&#8221;yes&#8221; wd_collapsible_content_max_height=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidW5pdCI6InB4IiwidmFsdWUiOiI0NTAifSwidGFibGV0Ijp7InVuaXQiOiJweCIsInZhbHVlIjoiIn0sIm1vYmlsZSI6eyJ1bml0IjoicHgiLCJ2YWx1ZSI6IiJ9fX0=&#8221; wd_collapsible_content_fade_out_color=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidmFsdWUiOiIjZmZmIn19fQ==&#8221; wd_column_role_offcanvas_desktop=&#8221;no&#8221; wd_column_role_offcanvas_tablet=&#8221;no&#8221; wd_column_role_offcanvas_mobile=&#8221;no&#8221; wd_column_role_content_desktop=&#8221;no&#8221; wd_column_role_content_tablet=&#8221;no&#8221; wd_column_role_content_mobile=&#8221;no&#8221; mobile_bg_img_hidden=&#8221;no&#8221; tablet_bg_img_hidden=&#8221;no&#8221; woodmart_parallax=&#8221;0&#8243; woodmart_box_shadow=&#8221;no&#8221; responsive_spacing=&#8221;eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zcGFjaW5nIiwic2VsZWN0b3JfaWQiOiI2N2IxY2ZhZDI5ZTAzIiwic2hvcnRjb2RlIjoidmNfY29sdW1uIiwiZGF0YSI6eyJ0YWJsZXQiOnt9LCJtb2JpbGUiOnt9fX0=&#8221; mobile_reset_margin=&#8221;no&#8221; tablet_reset_margin=&#8221;no&#8221; wd_z_index=&#8221;no&#8221;][vc_column_text css=&#8221;.vc_custom_1739904943117{margin-bottom: 20px !important;}&#8221; woodmart_inline=&#8221;no&#8221; text_larger=&#8221;no&#8221;]<\/p>\n<h3>Mogelijkheden<\/h3>\n<p>Met een <em>Rabo Deposito<\/em> zijn, in tegenstelling tot <a href=\"https:\/\/www.finler.nl\/spaarrente\/rabo-doelsparen\/\">Rabo Doelsparen<\/a>, de mogelijkheden beperkt. Je hebt de keuze uit een looptijd van 6 maanden of 1 jaar.<\/p>\n<p>De min. inleg is \u20ac5.000 en het max. is \u20ac249.999. Voor hogere bedragen dien je contact op te nemen met een Rabobank Adviseur. Rente wordt aan het einde van de looptijd uitgekeerd. Er is dus geen sprake van rente-op-rente.<\/p>\n<h3>Is Rabobank Betrouwbaar?<\/h3>\n<p>Rabobank heeft goede creditratings van gerenommeerde bureaus zoals Moody\u2019s, Fitch Ratings en S&amp;P. Dit duidt op een sterke financi\u00eble positie. De bank valt onder toezicht van De Nederlandsche Bank (DNB) en de Autoriteit Financi\u00eble Markten (AFM).<\/p>\n<p>Spaargeld valt onder het Nederlandse depositogarantiestelsel. Hiermee zijn tegoeden tot \u20ac100.000 beschermd. Bij een eventueel faillissement van de bank word je spaarbedrag binnen <em>7 dagen<\/em> door het garantiefonds uitgekeerd.<\/p>\n<p>Voor het openen van een <em>Rabo Deposito<\/em><em>\u00a0<\/em>is een\u00a0<a href=\"https:\/\/www.finler.nl\/betaalrekening\/rabo-betaalpakket\/\">Rabo Betaalpakket<\/a>\u00a0verplicht. Het deposito is gratis, maar voor de betaalrekening betaal je maandelijkse kosten.<\/p>\n<h3>Tussentijds be\u00ebindigen<\/h3>\n<p>Na het openen van deze depositorekening, is het mogelijk om tussentijds op te nemen of vroegtijdig te be\u00ebindigen. Hiervoor worden kosten in rekening gebracht. De hoogte hangt per situatie af en vind je terug in de algemene voorwaarden.<\/p>\n<p>In de volgende gevallen worden geen opnamekosten in rekening gebracht:<\/p>\n<ul>\n<li>Je raakt werkloos;<\/li>\n<li>Je gaat failliet;<\/li>\n<li>Je wordt arbeidsongeschikt;<\/li>\n<li>Je komt in de schuldsanering;<\/li>\n<li>Je gaat scheiden \/ ontbinding partnerschap.<\/li>\n<\/ul>\n<p>In geval van overlijden kan het\u00a0<em>Rabo Deposito<\/em> kosteloos worden be\u00ebindigd door een kopie van de overlijdensakte op te sturen.<\/p>\n<h3>Belastingaangifte<\/h3>\n<p>Het spaarsaldo op je <em>Rabo Deposito<\/em>\u00a0moet je bij de jaarlijkse aangifte inkomstenbelasting invullen in Box 3.<\/p>\n<p>Waarschijnlijk is dit bedrag al vooraf ingevuld in je aangifte. Als dat niet het geval is kun je inloggen op het internetbankieren account en aan het begin van het jaar het <em>Financieel Jaaroverzicht<\/em> downloaden.[\/vc_column_text]<div id=\"wd-67b4b83129c07\" class=\" wd-rs-67b4b83129c07  wd-button-wrapper text-center wd-collapsible-button\"><a  class=\"btn btn-style-bordered btn-shape-semi-round btn-size-default meer-content\">Lees meer over dit product<\/a><\/div>[\/vc_column][\/vc_row][vc_row woodmart_css_id=&#8221;6a32b7285dc0f&#8221; responsive_spacing=&#8221;eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zcGFjaW5nIiwic2VsZWN0b3JfaWQiOiI2YTMyYjcyODVkYzBmIiwic2hvcnRjb2RlIjoidmNfcm93IiwiZGF0YSI6eyJ0YWJsZXQiOnt9LCJtb2JpbGUiOnt9fX0=&#8221; mobile_bg_img_hidden=&#8221;no&#8221; tablet_bg_img_hidden=&#8221;no&#8221; woodmart_parallax=&#8221;0&#8243; woodmart_gradient_switch=&#8221;no&#8221; woodmart_box_shadow=&#8221;no&#8221; wd_z_index=&#8221;no&#8221; woodmart_disable_overflow=&#8221;0&#8243; row_reverse_mobile=&#8221;0&#8243; row_reverse_tablet=&#8221;0&#8243;][vc_column][vc_separator color=&#8221;custom&#8221; 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wd_collapsible_content_switcher=&#8221;yes&#8221; wd_column_role_offcanvas_desktop=&#8221;no&#8221; wd_column_role_offcanvas_tablet=&#8221;no&#8221; wd_column_role_offcanvas_mobile=&#8221;no&#8221; wd_column_role_content_desktop=&#8221;no&#8221; wd_column_role_content_tablet=&#8221;no&#8221; wd_column_role_content_mobile=&#8221;no&#8221; mobile_bg_img_hidden=&#8221;no&#8221; tablet_bg_img_hidden=&#8221;no&#8221; woodmart_parallax=&#8221;0&#8243; woodmart_box_shadow=&#8221;no&#8221; responsive_spacing=&#8221;eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zcGFjaW5nIiwic2VsZWN0b3JfaWQiOiI2N2I3YmQ4ZjFhODg1Iiwic2hvcnRjb2RlIjoidmNfY29sdW1uIiwiZGF0YSI6eyJ0YWJsZXQiOnt9LCJtb2JpbGUiOnt9fX0=&#8221; mobile_reset_margin=&#8221;no&#8221; tablet_reset_margin=&#8221;no&#8221; wd_z_index=&#8221;no&#8221; wd_collapsible_content_max_height=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidW5pdCI6InB4IiwidmFsdWUiOiIyNjAifSwidGFibGV0Ijp7InVuaXQiOiJweCIsInZhbHVlIjoiIn0sIm1vYmlsZSI6eyJ1bml0IjoicHgiLCJ2YWx1ZSI6IiJ9fX0=&#8221;]\n\t\t<ul class=\" wd-rs-67b7c21d25e5c wd-list wd-wpb color-scheme- wd-fontsize-s wd-type-icon wd-style-rounded text-left wd-shape-icon vc_custom_1740096040108\" id=\"wd-67b7c21d25e5c\">\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.finler.nl\/betaalrekening\/rabo-betaalpakket\/\" title=\"Rabo Betaalpakket\">\n\t\t\t\t\t\t\t\t<u>Rabo Betaalpakket<\/u> verplicht\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tMinimale inleg \u20ac5.000\n\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tRente wordt aan het einde van de looptijd uitgekeerd\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tOpnamekosten bij tussentijdse be\u00ebindiging\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tNiet voor zakelijk gebruik\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tGeen duurzaam\/groen deposito\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tDeposito op naam van kind niet mogelijk\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t\t<div id=\"wd-67b1d5a7e4454\" class=\" wd-rs-67b1d5a7e4454  wd-button-wrapper text-left wd-collapsible-button\"><a  class=\"btn btn-style-link btn-shape-rectangle btn-size-default meer-pro-cons btn-icon-pos-right\">Bekijk meer nadelen<span class=\"wd-btn-icon\"><span class=\"wd-icon fas fa-angle-down\"><\/span><\/span><\/a><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Met een <em>Rabo Deposito<\/em> kun je een spaarbedrag voor een periode van 6 maanden of 1 jaar vastzetten. De minimum inleg is \u20ac5.000. Rente wordt aan het einde van de looptijd op je betaal- of spaarrekening uitgekeerd.<\/p>\n","protected":false},"featured_media":19776,"template":"","meta":{"_acf_changed":false},"product_brand":[],"product_cat":[1745],"product_tag":[],"class_list":["post-17727","product","type-product","status-publish","has-post-thumbnail","product_cat-spaardeposito","pa_bank-rabobank","first","instock","sold-individually","shipping-taxable","purchasable","product-type-variable","has-default-attributes"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product\/17727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/media\/19776"}],"wp:attachment":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/media?parent=17727"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_brand?post=17727"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_cat?post=17727"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_tag?post=17727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}