{"id":20056,"date":"2025-07-02T16:10:41","date_gmt":"2025-07-02T14:10:41","guid":{"rendered":"https:\/\/www.finler.nl\/spaarrente\/?post_type=product&#038;p=20056"},"modified":"2026-08-04T18:22:04","modified_gmt":"2026-08-04T16:22:04","slug":"izola-bank-sprintsparen","status":"publish","type":"product","link":"https:\/\/www.finler.nl\/spaarrente\/izola-bank-sprintsparen\/","title":{"rendered":"Izola Bank Sprintsparen"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row][vc_column woodmart_css_id=&#8221;f85c8a32a456b&#8221; wd_collapsible_content_switcher=&#8221;yes&#8221; wd_collapsible_content_max_height=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidW5pdCI6InB4IiwidmFsdWUiOiI0NjAifSwidGFibGV0Ijp7InVuaXQiOiJweCIsInZhbHVlIjoiIn0sIm1vYmlsZSI6eyJ1bml0IjoicHgiLCJ2YWx1ZSI6IjUyMCJ9fX0=&#8221; wd_collapsible_content_fade_out_color=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidmFsdWUiOiIjZmZmIn19fQ==&#8221;][vc_column_text css=&#8221;.vc_custom_7003760542{margin-bottom: 20px !important;}&#8221;]<\/p>\n<h3>Mogelijkheden<\/h3>\n<p>De <em>Izola Bank Sprintsparen<\/em> biedt een variabele rente. Er zijn geen kosten verbonden aan het openen of aanhouden van de rekening. Je kunt opdrachten voor storten en opnemen plaatsen wanneer je wilt. Opdrachten worden 1x per week uitgevoerd op donderdag en dienen uiterlijk 1 werkdag voorafgaand aan de donderdag te worden geplaatst.<\/p>\n<p>Je kunt max. \u20ac100.000 sparen. Rente wordt dagelijks berekend op basis van het eindsaldo van die dag. De rente wordt elk kwartaal op je rekening op de bijgeschreven.<\/p>\n<h3>Beperkingen<\/h3>\n<p>Je kunt max. \u00e9\u00e9n spaarrekening op eigen naam kunt openen. Het is niet mogelijk om een rekening op naam van je kind te zetten of een gezamenlijke spaarrekening te openen. Je kunt de <em>Izola Bank Spaarrekening<\/em>\u00a0wel aan een en\/of rekening koppelen.<\/p>\n<h3>Over Izola Bank<\/h3>\n<p>Izola Bank is een Maltese bank die sinds 1994 actief is. De bank is onderdeel van de Belgische Van Marcke Group en staat onder toezicht van de Malta Financial Services Authority. Izola Bank biedt online spaarproducten, termijndeposito\u2019s en leningen aan. In Nederland wordt <em>Izola Bank Sprintsparen<\/em> aangeboden via spaarplatform Raisin.<\/p>\n<h3>Depositogarantie<\/h3>\n<p>In Nederland valt Izola Bank onder het Maltese depositogarantiestelsel. Dit biedt bescherming tot \u20ac100.000 per rekeninghouder per bank.<\/p>\n<h3>Bronbelasting<\/h3>\n<p>Malta heft geen bronbelasting op spaarrente voor niet-ingezetenen, zoals Nederlandse spaarders. Je bent wel verplicht om je spaarsaldo en rente op te geven in Box 3.<\/p>\n<p>[\/vc_column_text]<div id=\"wd-6a8a711785094\" class=\"  wd-button-wrapper text-center wd-collapsible-button\"><a  class=\"btn btn-style-bordered btn-shape-semi-round btn-size-default meer-content\">Lees meer over dit product<\/a><\/div>[\/vc_column][\/vc_row][vc_row woodmart_css_id=&#8221;26d44123fb95b&#8221;][vc_column][vc_separator color=&#8221;custom&#8221; css=&#8221;.vc_custom_8176943288{margin-bottom: 5px !important;padding-top: 45px !important;}&#8221; accent_color=&#8221;#D7D7D7&#8243;][\/vc_column][\/vc_row][vc_row el_id=&#8221;voor-nadelen&#8221; css=&#8221;.vc_custom_9238570356{margin-top: 40px !important;}&#8221;][vc_column]\n\t\t<div id=\"wd-6a8a711785410\" class=\"title-wrapper wd-wpb wd-set-mb reset-last-child  wd-title-color-default wd-title-style-default text-left voor-nadelen vc_custom_9238570356t wd-underline-colored\">\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title  wd-font-weight- wd-fontsize-l\" >Voordelen<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t[\/vc_column][\/vc_row][vc_row el_class=&#8221;voordelen-block&#8221; css=&#8221;.vc_custom_2829287440{margin-right: 0px !important;margin-left: 0px !important;padding-bottom: 22px !important;padding-left: 15px !important;border-radius: 5px !important;}&#8221;][vc_column horizontal_alignment=&#8221;center&#8221; css=&#8221;.vc_custom_2829287440c{margin-bottom: 0px !important;border-radius: 5px !important;}&#8221; woodmart_css_id=&#8221;383e5d9ec1a3d&#8221; wd_collapsible_content_switcher=&#8221;yes&#8221; wd_collapsible_content_max_height=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidW5pdCI6InB4IiwidmFsdWUiOiIyODUifSwidGFibGV0Ijp7InVuaXQiOiJweCIsInZhbHVlIjoiIn0sIm1vYmlsZSI6eyJ1bml0IjoicHgiLCJ2YWx1ZSI6IjMwNSJ9fX0=&#8221; wd_collapsible_content_fade_out_color=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidmFsdWUiOiIjZmZmIn19fQ==&#8221;]\n\t\t<ul class=\" wd-rs-91c0bb7515278 wd-list wd-wpb color-scheme- wd-fontsize-s wd-type-icon wd-style-rounded text-left wd-shape-icon \" id=\"wd-91c0bb7515278\">\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tEenvoudig openen via Raisin\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tMinimale inleg \u20ac1\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tOp elk moment storten en opnemen\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tAutomatisch sparen mogelijk\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tAan elke Nederlandse betaalrekening te koppelen\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tNederlandse telefonische klantenservice\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t24\/7 inzicht met de Raisin App\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tGeen bronbelasting\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-check\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tValt onder het depositogarantiestelsel\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t\t<div id=\"wd-47adb907b615d\" class=\" wd-rs-47adb907b615d  wd-button-wrapper text-left wd-collapsible-button\"><a  class=\"btn btn-style-link btn-shape-rectangle btn-size-default meer-pro-cons btn-icon-pos-right\">Bekijk meer voordelen<span class=\"wd-btn-icon\"><span class=\"wd-icon fas fa-angle-down\"><\/span><\/span><\/a><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_9014500835{margin-top: 40px !important;}&#8221;][vc_column]\n\t\t<div id=\"wd-6a8a7117854c9\" class=\"title-wrapper wd-wpb wd-set-mb reset-last-child  wd-title-color-default wd-title-style-default text-left voor-nadelen vc_custom_9014500835t wd-underline-colored\">\n\t\t\t\n\t\t\t<div class=\"liner-continer\">\n\t\t\t\t<h2 class=\"woodmart-title-container title  wd-font-weight- wd-fontsize-l\" >Nadelen<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/div>\n\t\t\n\t\t[\/vc_column][\/vc_row][vc_row el_class=&#8221;nadelen-block&#8221; css=&#8221;.vc_custom_8075268268{margin-right: 0px !important;margin-left: 0px !important;padding-bottom: 22px !important;padding-left: 15px !important;border-radius: 5px !important;}&#8221;][vc_column horizontal_alignment=&#8221;center&#8221; css=&#8221;.vc_custom_8075268268c{margin-bottom: 0px !important;border-radius: 5px !important;}&#8221; woodmart_css_id=&#8221;ea7cdae057ee0&#8243; wd_collapsible_content_switcher=&#8221;yes&#8221; wd_collapsible_content_max_height=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidW5pdCI6InB4IiwidmFsdWUiOiIyODUifSwidGFibGV0Ijp7InVuaXQiOiJweCIsInZhbHVlIjoiIn0sIm1vYmlsZSI6eyJ1bml0IjoicHgiLCJ2YWx1ZSI6IjMwNSJ9fX0=&#8221; wd_collapsible_content_fade_out_color=&#8221;eyJkZXZpY2VzIjp7ImRlc2t0b3AiOnsidmFsdWUiOiIjZmZmIn19fQ==&#8221;]\n\t\t<ul class=\" wd-rs-92c2bfc420db9 wd-list wd-wpb color-scheme- wd-fontsize-s wd-type-icon wd-style-rounded text-left wd-shape-icon \" id=\"wd-92c2bfc420db9\">\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tOverboekingen duren 1 \u00e0 2 werkdagen\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tAlleen voor persoonlijk gebruik\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tMax. 1 rekening p.p.\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tGezamenlijke spaarrekening niet mogelijk\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tGeen duurzaam\/groen sparen\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<span class=\"wd-icon fas fa-times\"><\/span>\n\t\t\t\t\t<span class=\"wd-list-content list-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tSparen op naam van kind niet mogelijk\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t\t<div id=\"wd-2b1f58d10a543\" class=\" wd-rs-2b1f58d10a543  wd-button-wrapper text-left wd-collapsible-button\"><a  class=\"btn btn-style-link btn-shape-rectangle btn-size-default meer-pro-cons btn-icon-pos-right\">Bekijk meer nadelen<span class=\"wd-btn-icon\"><span class=\"wd-icon fas fa-angle-down\"><\/span><\/span><\/a><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p><em>Izola Bank Sprintsparen<\/em> open je via spaarbemiddelaar Raisin. Sparen kan al vanaf \u20ac1. Je kunt 1 keer per week op donderdag geld storten of opnemen. Rente wordt elk kwartaal uitgekeerd.<\/p>\n","protected":false},"featured_media":20019,"template":"","meta":{"_acf_changed":false},"product_brand":[],"product_cat":[15],"product_tag":[],"class_list":["post-20056","product","type-product","status-publish","has-post-thumbnail","product_cat-spaarrekening","pa_bank-izola-bank","first","instock","shipping-taxable","product-type-external"],"acf":[],"permalink_manager":null,"_links":{"self":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product\/20056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/media\/20019"}],"wp:attachment":[{"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/media?parent=20056"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_brand?post=20056"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_cat?post=20056"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.finler.nl\/spaarrente\/wp-json\/wp\/v2\/product_tag?post=20056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}